Personal Finance Calculator

A clean, modern finance calculator app for investment growth (SIP & lump-sum), EMI/loans, interest, retirement/FIRE, SWP withdrawals, buy vs rent, and car affordability — with simple summaries you can trust.

No login Works offline Multi-currency Fast & lightweight

Built for clarity & trust

Fast estimates. No account required.

Use instantly — no login or sign-up.
Offline-friendly for core calculations.
Standard financial formulas (educational estimates).

Best for

Students, working professionals, and anyone comparing investments, loans, retirement planning, and home decisions.

Key Features

Investment Growth

Estimate SIP or lump-sum projections with year-wise summaries and charts.

Loan / EMI

Monthly payment estimates with amortization schedule and total interest breakdown.

Retirement & FIRE

Project savings, expenses, and financial independence timelines.

Withdrawal (SWP)

Estimate withdrawals and portfolio longevity based on return assumptions.

Buy vs Rent

Compare renting vs owning with net-worth and break-even style outputs.

Car Affordability

Find a comfortable car budget and monthly cost range quickly.

Disclaimer

All results are estimates for educational purposes only.
This app does not provide financial, investment, tax, or legal advice.
Actual outcomes vary due to market conditions, rates, fees, taxes, and assumptions.